Being a student is exciting, but can also be challenging at times. You’re studying hard while juggling a part-time job. You want to let your hair down and relax, but you’re aware of making irresponsible decisions. Life can be tough, right? Having good, affordable medical cover can help ease some of the stress.
Momentum’s Ingwe option is specifically tailored to students, and covers private hospitalization as well as a host of day-to-day general medical requirements. At only R455 per month it offers bang for your bucks, and is easy to apply for and use. Here’s what you need to know.
Do you tick all these boxes?
• You are a full-time registered student at a South African tertiary institution
• You’re over the age of 18
• You earn less than R750 per month.
What you get for under 500 bucks
• Unlimited hospital cover and emergency transport services
• One casualty visit per year
• Unlimited doctor’s consultations and medicine (subject to prescribe medicine list)
• Cover for chronic conditions such as diabetes
• Two specialist visits per year
• Cover for specific x-rays and blood tests
• A network of dentists and optometrists to choose from
• One free health assessment a year.
Click here for more information on these benefits and conditions that apply.
Choose the option that suits you best
There’s only one decision you’ll have to make when taking out your new Ingwe medical aid. The choice is pretty simple and designed to give you ease of access to hospitals and doctors, depending on where you live.
If you’re in res, or very close to campus, then the Any Hospital option is right for you. This allows you to use a number of doctors on the Ingwe GP network that are close to you, or even right on campus. If you reside off campus, you’re covered with the Network Hospital choice, giving you a wider spread of GPs to select based on your geographical location.
The all-important small print
• You’ll need to phone Momentum for authorization prior to hospital admissions, specialist referrals and emergency/non-network doctor consultations
• If you want to terminate your medical aid, Momentum asks for 30 days’ notice
• You can only change your hospital network choice once a year.
Why opt for Ingwe?
While there are other medical aid options for students at comparable prices (CompCare’s NetworX plan is one of them), we like Ingwe’s upfront, no nonsense approach. You pretty much know what you’ll be getting and paying for before you apply.
Momentum is also the third largest medical aid scheme in South Africa with a solid track record. They have a handy Hello Doctor add-on and will give you a call with free medical advice when you need it.
Finally, Ingwe does understand it’s 2021. You can hit their YouTube channel for quick information tutorials and easily access all your medical aid information on the user-friendly Momentum app.